Find more about hearing coverage with DreamHealth.
The benefits of Medicare are not universal. In order to make it easier for you to evaluate coverage choices and choose the plans that are best for you, DreamHealth has simplified the procedure. No commitment is necessary to sign up.
Medicare Beneficiaries' Coverage for Hearing Aids
What hearing aids are covered by Medicare?
Unfortunately, costs related to hearing treatment and hearing aids are not covered by Original Medicare Part A or Medicare Part B. Hearing aid expenditures are not reimbursed, even if you have a Medicare Supplement Insurance plan, as these policies only assist with Medicare-approved expenses.
The good news is that Medicare offers choices to assist in defraying costs related to hearing aids and hearing care. Examine the choices to choose which one best suit your needs and budget.
Medicare Advantage
A Medicare Advantage plan, also known as Medicare Part C, is an official replacement for Original Medicare. For certain devices purchased from recognized suppliers, many Medicare Advantage plans, which are offered through private insurance firms, include coverage for hearing aids. In actuality, a lot of these policies have no monthly fee and include hearing aids. You can enroll in Medicare Advantage if you currently have Original Medicare Parts A and B coverage. However, if you also have a supplement plan, you will need to give it up because you cannot have both a Medicare Advantage plan and a Medicare Supplement Insurance plan at the same time.
Medicaid
Depending on your coverage plan and where you reside, you could have Medicaid coverage for hearing aids. Medicaid is supported by both the federal government and each state separately, therefore the benefits differ by state. To find out if your state offers coverage for hearing aids, visit the Medicaid website.
The Hearing Cost with Medicare
Part B and Medigap Supplement Insurance often do not cover the cost of hearing aids, routine hearing examinations, or hearing aid fits. However, diagnostic hearing tests that your doctor prescribes for a medical reason, such as a recent hearing loss because of sickness or accident, are covered by Medicare Part B and a Medigap Supplement plan. You would be responsible for paying 20% of the Medicare-approved cost in addition to the Medicare Part B deductible if your doctor recommends a diagnostic hearing test. In this instance, the 20% coinsurance for the diagnostic hearing test will be covered by a Medigap Supplement plan.
IMPORTANT: You are still responsible for covering the full cost of any necessary hearing aids. Make sure to confirm coverage with the provider before your appointment.
Health and Hearing Aids
As you age, your hearing health might deteriorate and become more critical. Dementia risk increases by 20% for every 10 decibels of hearing loss in those with moderate to severe hearing loss, and it increases by up to 5 times in those with mild to moderate hearing loss.
DreamHealth can help.
Spend less time and effort managing Medicare on your own. To make sure you are receiving all the benefits you are entitled to, we can quickly examine the Medicare choices that are available to you. There is no requirement to sign up for the service, which is free.
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