Let DreamhealthQuotes guide you through the Special Enrollment Period for Medicare.

We can assist you in getting the benefits you are entitled to and in better understanding your Medicare alternatives. There is no obligation to enroll.

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Medicare Special Enrollment Period (SEP)

What is it?

When specific events or life changes take place, you have the chance to make changes to your current Medicare Advantage plan and Medicare Prescription Drug plan during the Medicare Special Enrollment Period (SEP).

If you qualify for SEP, you normally won’t be charged a late enrollment penalty; nevertheless, there are unique restrictions on the adjustments that may be made during this period. If you qualify for SEP in February, your coverage would start in March. If you qualify in March, new coverage would start on the first day of April.

Here are a Few Examples to Qualify for SEP

Medicare Special Enrollment Periods come in a variety of forms, each with its own set of requirements. The most typical Special Enrollment Period occasions for Medicare Advantage include the following:

  • Moving to a new address outside the coverage region of your current Medicare plan
  • Changing your address and enrolling in a new Medicare plan despite the fact that your current Medicare plan already covers the new address
  • After having lived abroad, returning to the United States
  • Changing residences in or out of a long-term care hospital or skilled nursing facility
  • Being let out of prison

We can assist in streamlining the Medicare procedure and ensuring that you comprehend all aspects of the Special Enrollment Period. There is no requirement to sign up.

What other information about special enrollment periods should I have?

You normally qualify for a Special Enrollment Period for Original Medicare (Medicare Part A and Medicare Part B) if you delayed enrolling in Medicare Parts A and B due to the fact that you or your spouse continued to work after reaching 65 and are losing your group coverage.  SEP allows you to:


  • Enroll in Part B and, if you haven’t done so already, in Part A. Starting from the month after your employer coverage expiry date, you will have an eight-month Special Enrollment Period to enroll in coverage.


  • Enroll in a Medicare Prescription Drug Plan (Medicare Part D) or Medicare Advantage (Medicare Part C). The enrollment period for these plans is two months.


A Medicare Advantage SEP is also available for people who are Dual Eligible or who receive “Extra Help” (also called Low Income Subsidy). The majority of the out-of-pocket expenses associated with Medicare prescription drug coverage are covered by the federal program known as Extra Help. If you are eligible for Extra Help in 2022, you have the option to transfer between plans or sign up for a Medicare Advantage plan with or without drug coverage. The first three quarters of the year (January-March, April-June, and July-September) are covered by a single quarterly availability of this SEP. Changes to coverage take effect on the first day of the next month.

DreamhealthQuotes can help you better understand your Medicare options.

You can consult DreamhealthQuotes to learn more about Medicare Special Enrollment Periods and the Medicare plans that are offered in your area. We can guide you through the procedure step-by-step and assist you in identifying the best choice for your requirements. There is no obligation for enrollment.

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