Discover the dental insurance that is best for you.
As you become older, regular dental care becomes even more important. Make sure you’re protected by letting DreamHealth assist you. Enrollment is not required.
Medicare Dental Benefits for Recipients
Are dental needs covered by Medicare?
Regular dental treatment, including as yearly examinations, cleanings, crowns, bridges, or dentures, is not covered by Original Medicare Part A or Part B (apart from hospital stays or certain emergencies). In other words, if you don’t look for a way to lessen the cost of these common dental procedures, you’ll be on the hook for the full amount.
The good news is that there are a number of choices that can help pay part of the costs of dental treatment if you qualify for Medicare. To find the one that best suits your needs and your budget, it’s essential to evaluate each choice because they all operate somewhat differently.
Medicare Advantage
A Medicare Advantage plan, also known as Medicare Part C, is an official replacement for Original Medicare. In addition to basic vision and prescription medication coverage, many Medicare Advantage plans, which are offered via private insurance firms, also include good dental coverage. In certain cases, there is no monthly charge and the benefits are still offered. During specific enrollment times, Original Medicare Parts A and B beneficiaries can change to a Medicare Advantage plan. You will have to give up your Medicare Supplement Insurance plan if you presently have one since the legislation prohibits having both an MA and a supplement plan at the same time.
Individual Dental Insurance
You’ll pay a monthly fee for this private health insurance option, and in order to receive the full benefits, you’ll often need to visit an in-network dentist. Your stand-alone plan’s coverage can dramatically reduce your out-of-pocket costs, which is especially useful for expensive procedures and services. DreamHealth can assist you if this plan sounds like a good fit for you.
Dental Savings Program
With these kinds of plans, you pay an annual or monthly membership fee in exchange for the right to get dental treatments from a pre-approved network of dentists at a reduced cost.
Seniors' Dental Care
At any age, regular professional dental care is essential, but as you get older, this becomes even more so. It’s critical to maintain healthy teeth and gums since dental issues can negatively affect general health in a number of ways.
DreamHealth can help.
The good news is that we can assist you in making your dental coverage selection. Our goal is to locate the proper coverage at a cost you can afford by taking the time to understand your needs and looking into your possibilities.
Allow us to conduct your shopping so you may save time. Enrollment is not required.
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