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enrollment

Enrollment Periods for Medicare

What time frames are there for Medicare enrollment?

You can sign up for Medicare or make changes to your current Medicare coverage five times a year as per the following criteria:

This signifies the first time a qualified person can sign up for both Medicare Part A and Medicare Part B. This period of time starts three months before a person turns 65 and lasts through the three months that follow that milestone.

Those who didn't enroll in Original Medicare (Parts A and B) when they first became eligible now have the chance to do so during the General Enrollment Period (GEP), which runs from January 1 to March 31 each year. For failing to enroll when first eligible, individuals may be subject to a late enrollment fee, and their coverage starts from July 1 of the respective year. 

This period, which runs each year from October 15 to December 7, allows current Medicare recipients to make changes to or sign up for Medicare Advantage coverage. Throughout AEP, you can:

  • Shift from Original Medicare Parts A and B to a Medicare Advantage plan (Part C).
  • Switch between Medicare Advantage plans.
  • Change from one Part D Medicare Prescription Drug plan to another.
  • If you didn't sign up for a Medicare Part D plan when you first became eligible, you can add one during AEP.

An individual may become qualified to sign up for Original Medicare or sign up for/change their Medicare Advantage coverage as a result of life events. SEP is available to you if you are:

  • Relocating to a new area with new plan choices available.
  • Loss of employer protection.
  • Having a qualifying chronic illness, such as chronic heart failure or diabetes, diagnosed.
  • Changing residences in or out of a long-term care hospital or skilled nursing facility.

OEP was introduced in 2019 and has a one-time plan option for Medicare Advantage participants. It runs from January 1 to March 31. Beneficiaries participating in a Medicare Advantage plan or a Medicare Advantage Prescription Drug plan may, once only, update the following with the help of OEP:

  • Alter your Medicare Advantage Plan.
  • Revert to Original Medicare (Parts A and B) and discontinue using Medicare Advantage.
  • If an individual chooses to revert to an Original Medicare plan, they must enroll in a stand-alone Medicare Part D Prescription Drug plan.

 

Only existing Medicare Advantage members have access to the Medicare Advantage OEP. Original Medicare subscribers who participate in the Medicare Advantage OEP cannot:

  • Switch to a Medicare Advantage plan from Original Medicare.
  • Sign up for a Medicare Part D prescription drug coverage.
  • Modify your Medicare prescription drug coverage.

Allow us to assist you in grasping your Medicare enrollment options.

Save yourself the time and aggravation of navigating the Medicare maze on your own if you’re prepared to examine your Medicare options. We can quickly compare the plans offered by some of the most reliable providers in your area and make the entire process easy as well as transparent for your better understanding. Start right away to make sure you are receiving all the benefits you are entitled to. There is no obligation to enroll, and the service is free.

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